Attention homeowners: Real estate appraisal services for in Verona and Dane County

The top reasons WI homeowners hire Hammer Appraisals, LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce a mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a WI divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in Dane county or WI

Need help deciding the value of your home in or near Verona, WI?
Contact Hammer Appraisals, LLC.

At Hammer Appraisals, LLC, we understand the special needs of a consumer in need of appraisal services. Our regular business clients get the appraisal process and the usual "products" we deliver to them. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Hammer Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're qualified in helping customers just like you rid yourselves of unnecessary PMI insurance.

Challenging Dane county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from Hammer Appraisals, LLC is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Hammer Appraisals, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Hammer Appraisals, LLC offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Hammer Appraisals, LLC can help with that too. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.